This banana bread is the best way to use overripe bananas. It’s moist, sweet, and has a crunchy streusel topping you’ll love!
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I had bananas that were way too ripe. They were black and screaming, “Make banana bread!” But I was out of sour cream and cottage cheese—my go-to for moisture. So, I used simple pantry staples and created this super soft banana bread with a crunchy streusel topping.
It's rich, flavorful, and absolutely dreamy when served warm with a scoop of homemade vanilla ice cream.
If you love my Chocolate Chip Banana Bread or Cottage Cheese Banana Bread, this one is for you!
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Why This Banana Bread Just Works?
- Uses simple pantry staples—no fancy ingredients.
- Super moist, thanks to three overripe bananas.
- The streusel topping adds the perfect crunch.
- No sour cream or yogurt needed!
- Comes together fast with one bowl.
What You’ll Need
This is just an overview—jump down to the full recipe card for exact amounts and detailed instructions!
- All-purpose flour – The base of the bread.
- Baking powder & baking soda – Helps it rise.
- Salt – Balances the sweetness.
- Butter – Adds flavor and richness.
- White sugar – Sweetens and keeps it soft.
- Eggs – Helps with structure and moisture.
- Three bananas – The secret to moisture and flavor.
- Cinnamon & nutmeg – Warm spices that enhance the banana flavor.
Easy Streusel Topping
- All-purpose Flour -Provides structure and a crumbly texture to the streusel.
- Brown sugar -Adds sweetness and a rich, caramel-like flavor.
- Cinnamon- Brings warmth and spice that complements the banana flavor.
- Salted Butter - Binds the ingredients and creates a golden, crispy topping with a hint of salt.
Substitution and Additions
- Swap butter for coconut oil for a dairy-free version.
- Use brown sugar instead of white for a deeper flavor.
- Add chocolate chips or walnuts for extra texture.
- Want it healthier? Use whole wheat flour instead.
- Reduce sugar if your bananas are extra sweet.
Let’s Make It!
- Preheat the oven to 350°F and grease a loaf pan and line it with parchment paper.
- Mash the bananas in a bowl until smooth.
- Whisk in melted butter, sugar, and eggs until combined. The fold in the mashed bananas.
- Add dry ingredients (flour, baking soda, baking powder, salt, cinnamon, nutmeg). Stir until just mixed.
- Pour into the pan and smooth the top.
- Make the streusel by mixing flour, sugar, and butter until crumbly. Sprinkle on top
- Bake for 50-55 minutes or until a toothpick comes out clean. Cool before slicing and enjoy!
Ways to Make It Your Own
- Chocolate Chip Banana Bread – Fold in ½ cup of chocolate chips.
- Nutty Banana Bread – Add ½ cup of chopped walnuts or pecans.
- Spiced Banana Bread – Increase cinnamon and add a pinch of cloves.
- Gluten-Free Banana Bread – Use a 1:1 gluten-free flour blend.
- Banana Muffins – Pour batter into muffin tins and bake for 20-25 minutes.
Storing & Keeping It Fresh
Keep banana bread in an airtight container at room temp for 2 days. Refrigerate for up to a week or freeze for 3 months.
Smart Baking Tips
- Use overripe bananas for the best flavor.
- Don’t overmix the batter—this keeps it tender.
- If the top browns too fast, cover it with foil.
Recipe FAQs
Yes, overripe bananas are still good for your health as they are rich in antioxidants and easier to digest due to higher sugar content. However, people watching their sugar intake should consume them in moderation.
Right before baking, so it stays crunchy.
Flour, sugar, and butter—sometimes with cinnamon.
Streusel is finer, crumble is chunkier with oats.
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Moist Banana Bread with Streusel Topping
Equipment
- 1 loaf pan 9x5 inch
Ingredients
- 1½ cup All-purpose flour 220 grams
- 2 teaspoon Baking powder
- ¼ teaspoon Baking soda
- ½ teaspoon Salt
- ⅓ cup Butter
- ⅔ cup White sugar
- 2 large Eggs
- 3 large bananas
- 1 teaspoon Cinnamon
- ¼ teaspoon Nutmeg
Streusel Topping
- 3 tablespoon All purpose flour
- ¼ cup brown sugar
- ½ teaspoon Cinnamon powder
- 2 tablespoon Salted butter
Instructions
- Preheat the oven to 350°F and grease a loaf pan or line with parchment paper
- Mash the bananas in a bowl until smooth.
- Whisk in melted butter, sugar, and eggs until combined. Fold in mashed bananas.
- Add dry ingredients (flour, baking soda, baking powder, salt, cinnamon, nutmeg). Stir until just mixed.
- Pour into the pan and smooth the top.
- Make the streusel by mixing flour, brown sugar, cinnamon and butter until crumbly. Sprinkle on top.
- Bake for 45-55 minutes or until a toothpick comes out clean.
- Cool before slicing and enjoy!
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Notes
- Use overripe bananas for the best flavor.
- Don’t overmix the batter—this keeps it tender.
- If the top browns too fast, cover it with foil.
- This recipe is also tested for just 2 large bananas and it works as well.
Rose Sioson says
This banana bread is simple, moist, and so easy to make. If you try it, please leave a comment and let me know how it turned out!